Cognac, Nouvelle-Aquitaine, France. - Hero Image
Cognac
Cognac | Nouvelle-Aquitaine

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Agence Mercure Poitou-Charentes-Vendée
Agence Mercure Poitou-Charentes-Vendée
Presented At
€659,000
Bedrooms
5
Bathrooms
4
Living
3,854
SQM
Fireplace
Laundry Room
High Ceiling
Bar
Wine Cellar
Pergola
Garage
Garden
Terrace
Outdoor Living Space
Gate
Pool
Renovated
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Cognac, Nouvelle-Aquitaine, France. , Cognac , Nouvelle-Aquitaine

CHARACTER HOUSE WITH POOL, OUTBUILDINGS AND SEPARATE APPARTMENT

IN COGNAC, within walking distance from the town centre, this 19th C. classical character house is set nearby the river Charente. A gate opens on to a garden. On the back side, is a park with a swimming pool and another entrance gate. The all is set in 2928 [hidden information]. of grounds. With 358 [hidden information]. as living space and fully restored in 2021, the house offers pleasant reception rooms, a study, five bedrooms which a bedroom ensuite on ground floor, two bathrooms, two shower rooms. Some outbuildings complete this ensemble, which a separate 95 [hidden information]. accommodation.

THE MAIN HOUSE, fully renovated in 2021, consists on ground floor of an entrance hall with period tiled floor and a beautiful main staircase, a large 38 [hidden information]. living room with fireplace, a study, a very large modern kitchen with bay windows and a dining space, and other spaces as a back kitchen, a laundry and toilets. On the same level, you will find a 16 [hidden information]. ensuite bedroom with shower room and dressing.
Two staircases lead to first floor. This level offers a 26 [hidden information]. ensuite bedroom with bathroom (bath, Italian shower) and large dressing, a bedroom with bathroom, a bedroom with shower room, a last bedroom and two toilets.
From outside, we have access to a wine cellar.
The house was fully renovated in 2021 : roof, zinc roofing, electricity, plumbing, central heating provided by a gas boiler (Frisquet
  • 2021). The house is connected to mains drains and has fibre.<br/><br/>THE SEPARATE ACCOMMODATION, of 95 [hidden information]. as living space on two levels, is a real asset to welcome family and friends, for a professional purpose, or to start a rental activity. It offers a large living room
  • dining room on ground floor, and a shower room, and upstairs, a bedroom.<br/>This apartment has electric heating.
It has its own water and electricity counters. The roof was not redone on this building.

THE OUTBUILDINGS consist of a large garage that could be converted and a car

Property

3D Street View Tour

Map showing Cognac, Nouvelle-Aquitaine, France.

Property Location

Cognac, Nouvelle-Aquitaine, France., Cognac Nouvelle-Aquitaine

Local Weather & Climate

Cognac, Nouvelle-Aquitaine

Current Conditions Updated recently
55 °F
Clear sky
Feels Like 54°F
Humidity 77%
Wind 6 mph
Visibility 6.2 mi
Sunrise 6:25 AM
Sunset 5:58 PM
5-Day Forecast
Mon 9 Mar
Rain
High 59°
Low 51°
Tue 10 Mar
Clouds
High 60°
Low 46°
Wed 11 Mar
Clouds
High 55°
Low 45°
Thu 12 Mar
Clouds
High 55°
Low 42°
Fri 13 Mar
Clouds
High 57°
Low 42°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Cognac?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (France)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*PTZ eligibility depends on income, location, and property type. Investment property interest is fully deductible against rental income.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for France. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on France tax year 2025 (fiscal year: January-December), rules effective from 2024. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Cognac. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
France offers strong property rights and legal protections for buyers
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $65,900,000 20% down ($13,180,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$5,663
$5,663/day
Your home may appreciate while you sleep
$39,748/week $172,243/mo $2,066,912/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$36.3M
vs
OWN 📈 +$52.1M
$52.1M Potential Equity
vs $36.3M lost to rent over 10 years
$13.2M Down Payment Growth
4x
10yr
$52.1M
8.1x
20yr
$107.1M
12.6x
30yr
$166.4M
Wealth Comparison
×396
Equivalent to 396 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $166.4M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $77.6M +18%
Market $89.7M +36%
Optimistic $103.6M +57%
$52.1M est. equity
20 Years
Conservative $91.4M +39%
Market $122.2M +85%
Optimistic $162.7M +147%
$107.1M est. equity
30 Years
Conservative $107.6M +63%
Market $166.4M +153%
Optimistic $255.8M +288%
$166.4M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Cognac, Nouvelle-Aquitaine, France features 5 bedrooms with 3,854 square feet of living space.
This property offers 3,854 square feet of living space.
This property is listed at $65,900,000, which equals $17099 per square foot.
Based on current market indicators, Cognac shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Cognac, Nouvelle-Aquitaine. The property is situated in an established neighborhood with convenient access to local amenities and services.
Agence Mercure Poitou-Charentes-Vendée

Agence Mercure Poitou-Charentes-Vendée

Agence Mercure Poitou-Charentes-Vendée

License #-36300-2213-101

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